Dave Ramsey
Everyone needs an emergency fund
Dear Dave, I will back on active duty soon in the armed forces. I’m debt-free except for my home, have been following your plan, and I’m about to start Baby Step 3. We are provided certain relief funds based on where you are stationed and other factors. Knowing this, how should I approach the next Baby Step? Kevin
By Dave Ramsey Posted 10-22-2020
Be professional and respectful
Dear Dave, I’ve always made good money at my job, but recently I was offered a promotion to a salaried manager’s position. The hours and pay would be much better, and I already know the approximate pay range. Do you have any tips for negotiating salary in a situation like this? Natalie
By Dave Ramsey Posted 10-20-2020
Is it an emergency?
My husband and I just completed Baby Step 3, and we have six months of expenses saved for an emergency fund. How should we determine when something is actually an emergency?
By Dave Ramsey Posted 10-14-2020
Tithe on stimulus check?
Dear Dave, Should my wife and I tithe on our stimulus checks? She thinks we should, but I’m not sure. In my mind, we already gave our money to Caesar—so to speak—and now he’s just giving it back. What do you think? Luke
By Dave Ramsey Posted 05-05-2020
Live Like Your Income Hasn’t Changed
Dear Dave, I’ll be graduating from college in December, and I’ll have a job waiting for me that pays $50,000 a year. This will bring our household income up to about $95,000. The problem is we’ve got $18,000 in student loan debt, $2,500 in credit card debt, and $4,000 to pay in medical bills. We’re living in an apartment right now, so how should we handle this income increase regarding our debt situation? Mikayla
By Dave Ramsey Posted 09-05-2019
Why do I need a will if I’m young?
Dear Dave, Why do I need a will if I’m still young and haven’t acquired a lot of wealth?
By Dave Ramsey Posted 08-20-2019
Budgeting for November
The best way to enjoy this time of year, and not lose control of your money, is to make a budget for the month’s special costs.
By Dave Ramsey Posted 11-19-2018
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