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Full Time
7/26/2025
Buffalo, NY 14215
(13.6 miles)
Ellicott Centeris actively seeking anExperienced RN Nurse Managerforour Skilled Nursing Facility located inBuffalo, NY. The ideal candidate will have prior long-term care experience and have an excellent positive attitude to act as the leader of a group. Now Offering a $5,000 Sign-On Bonus!!! Duties Include: Handle all supervisory duties for the assigned unitHelp establish and implement employee policies and proceduresMentor less experienced nurses, offering clinical & career adviceMaintain the standards of care for the unitReview Resident records & quality of careMonitor overall care & review individual Residents’ casesAddress questions or complaints brought forward by Residents or their familiesRepresent the unit’s interests with the upper level management Requirements: Must hold valid NYS RN License2 years Long Term Care Experience preferred1 year of Charge Nurse experience preferredShould have an excellent positive attitude to act as the leader of a groupStrong computer skillsExcellent communication skills ELL101 Location: Buffalo, NY About Us: Ellicott Center for Rehabilitation and Nursingis a 160-bed rehabilitation and skilled nursing facility located in New York’s beautiful Buffalo, New York.Our size enables a warm, nurturing environment, which allows each resident to maintain his/her individuality.Our staff is committed to ensuring the highest quality of life for all our residents, by maintaining each resident’s dignity and independence. AtEllicott Centerwe offer premium compensation, a comprehensivebenefits package, professional growth & stability, innovative training programs and more.Ellicott Centeris a proud member of the Centers Health Care consortium.
Full Time
8/1/2025
Toronto, ON M4W3E2
(44.9 miles)
Our PurposeMastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build asustainableeconomy where everyone can prosper. We support a wide range of digital payments choices, making transactionssecure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and SummaryManager, Product Management-TechnicalOverview Mastercard’s AI & Data Operations team is looking for a Product Manager to drive and materialize Mastercard’s enterprise AI applications. The ideal candidate has experience in AI or software Product Management in a matrixed organization and is highly motivated, intellectually curious, analytical, and possesses an entrepreneurial mindset. Role In this role, you will: Set direction for how Mastercard will deliver AI tooling & capabilities to our employee base, for both internal uses and commercial products Lead discovery and day-to-day conceptualization of the 1 –2 year strategic roadmap, focused on solving business and customer needs Partner closely with Engineering and other technical partners to develop and execute a roadmap Use process engineering to dissect internal processes, identify how to improve them through use of AI, and identify the minimum viable solution to drive impact Identify potential short- and medium-term risks to AI modernization and lead efforts to address them Represent AI Operations strategic position when working across functional areas, building relationships across teams to drive organizational goals, and influence direction across the enterprise Establish quantifiable KPIs for each solution and develop processes to measure them recurringly Drive adoption of existing AI platforms and gather feedback to inform broader strategy Leverage data analysis skills to research difficult or ambiguous problems, leading cross-disciplinary teams where necessary and communicating recommendations to leadership All About You The ideal candidate for this position should have: Excellent project management skills and experience leading product development cross-functional projects and teams Experience with associated technologies to partner effectively with other PM-Ts, TPMs, SDEs Proficiency in developing a project plan or product roadmap, and experience in developing and prioritizing a product backlog Skills in process improvement, focused on accelerating delivery, driving innovation, lowering costs, and improving quality Background in technology, AI, or related areas An ability to recognize discordant views and take part in constructive dialog to resolve them Clear and concise verbal and written communicationMastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.Corporate Security ResponsibilityAll activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:Abide by Mastercard’s security policies and practices;Ensure the confidentiality and integrity of the information being accessed;Report any suspected information security violation or breach, andComplete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
Full Time
7/27/2025
Niagara Falls, NY 14304
(0.9 miles)
Rich’s, also known as Rich Products Corporation, is a family-owned food company dedicated to inspiring possibilities. From cakes and icings to pizza, appetizers and specialty toppings, our products are used in homes, restaurants and bakeries around the world. Beyond great food, our customers also gain insights to help them stay competitive, no matter their size. Our portfolio includes creative solutions geared at helping food industry professionals compete in foodservice, retail, in-store bakery, deli, and prepared foods, among others. Working in 100 locations globally, with annual sales exceeding $4billion, Rich’s is a global leader with a focus on everything that family makes possible. Rich’s®Infinite Possibilities. One Family.Job SummaryThe Senior Manager, Smart Factory Digital Solutions is responsible for leading the strategy, deployment, and scaling of Smart Factory initiatives across manufacturing sites globally. This role ensures that digital transformation enables Operations to drive performance, visibility, and business value through the adoption of digital tools and technologies across the global supply chain. This role will also drive IT and OT convergence, leveraging Industry 4.0 technologies, ensuring seamless integration of data-driven solutions to drive operational excellence, predictive insights, and enhance decision-making. The position is remote, with up to 25% travel in the US and globally, to manufacturing sites and corporate offices. The ideal candidate combines technical acumen with strong leadership and program management skills to drive productivity and operational excellence across global manufacturing sites.Key Accountabilities and Outcomes1. Smart Factory Strategy and Development· Leads the development of business-driven Smart Factory strategies, roadmap, ensuring alignment with manufacturing operations priorities.· Oversee the deployment and development of Smart Factory digital solutions and systems (e.g., OEE, MES, TPM, etc.).· Coordinates activities across Smart Factory domains to ensure tools and use cases are deployed efficiently, with measurable business impact.2. Collaboration and Stakeholder Engagement:· Act as the IT/OT business partner to facilitate strong collaboration across Operations, Engineering, and IT, and prioritizing business needs into scalable digital solutions.· Partner with Operations, Engineering, Quality, EHS, and Supply Chain stakeholders to drive alignment ensuring site needs and business timelines for operational autonomy.· Collaborate across functions globally, to ensure standardization of deployment methods, documentation, and tool usage.3. Program Management and Cross-Functional Leadership· Manages the end-to-end delivery of Smart Factory projects across sites, ensuring timelines, resources, and deliverables are met.· Coordinates internal Product Owners, site champions, and external vendors to drive successful implementations, with direct supervision of Smart Factory Digital Solutions analysts and data analysts.· Leads communications, project and technology governance, providing regular updates to senior leadership and stakeholders.4. Technology Leadership· Lead data integration of manufacturing systems, plant floor technologies (e.g. SCADA, PLC, IIoT, MES) and enterprise platforms (SAP, cloud, data lake) to enable visibility and enhance decision-making.· Develop and implement real-time IT/OT data intelligence solutions across manufacturing plants to optimize asset performance, improve productivity, and drive operational efficiency.· Foster innovation in digital capabilities to enhance frontline worker productivity and operational efficiency through advanced data analytics and AI-driven process optimization.5. Operational Ownership and Technology Governance· Defines clear ownership models for all levels of deployment and sustainability at the enterprise and site-level management of Smart Factory tools and processes.· Establishes a Smart Factory Maturity Model and supports assessments that identify site readiness, progression opportunities, and drive sustainability of digital solutions.· Ensure robust governance of digital solutions, including enterprise architecture, data quality, cybersecurity, and compliance.6. Business Impact and Value realization· Ensures Smart Factory deployments lead to measurable improvements in areas such as uptime, labor effectiveness, process visibility, and throughput.· Builds and maintains deployment trackers, KPIs, and scorecards to visualize site adoption and program impact.· Champions the operational application of Smart Factory insights, enabling plants to use digital tools in day-to-day performance management.Knowledge, Experience and Skills· Bachelor’s degree preferably in Computer Science, Engineering, MIS or related field, Master’s degree preferred. MBA or equivalent business experience is a plus. PMP and/or Agile certification is preferred.· Minimum ten (10) years of experience in Manufacturing Operations or comparable experience implementing and supporting digital solutions for the relevant business area.· Strong experience deploying Smart Factory tools (OEE software, MES, production monitoring, digital data collection systems) and a deep understanding of manufacturing operations. Food Industry preferred.· Strong knowledge of industry 4.0 digital technologies, including IIoT, web and mobile applications, cloud computing, data analytics and AI that drive digital transformation in manufacturing and industrial processes.· Demonstrated business acumen; understands the key financial drivers and dynamics related to growth and financial performance.· Demonstrates a solid understanding of organization’s key processes as well as the business hierarchies including supply chain systems and processes.· Skilled in project and program management across cross-functional teams and external vendors, including the definition of project plans and the supervision of project associates for one or more projects.· Demonstrated ability to develop digital solutions to loosely defined business problems and partner with business resources, internal team members and external partners to drive value.· Strong interpersonal and communication skills and the ability to work effectively with a wide range of associates across multiple divisions at different organizational levels.· Solid written and verbal communication skills including solid presentation abilities; demonstrated ability to influence to drive change & business outcome.· Strong problem-solving and analytical skills.· Up to 25% of travel US and Globally to support project requirements.· Demonstrated ability in collaborating, influencing and negotiating with all levels within the organization.· Effective communicator with a track record of driving adoption and execution at the plant level.· Experience implementing and/or supporting packaged application systems· Strong PC Skills, proficiency with Windows, Microsoft Office (Excel, Word, PowerPoint, Project, Visio).#LI-NT1#ITACCOMPENSATIONIn accordance with state law, the rate or range provided is Rich Products Corporation, its subsidiaries and affiliates ("Rich's"), reasonable estimate of the base compensation for this role. The actual amount may be higher or lower, based on non-discriminatory factors such as experience, knowledge, skills, abilities, shift differential, and location.Annual Range/Hourly Rate$147,496.00-$221,244.00Rich Products Corporation, its subsidiaries and affiliates (“Rich’s”), are committed to a policy of Equal Employment Opportunity, standing up for fairness and maintaining a culture of belonging, to provide an exceptional experience for all. We will not discriminate against an applicant or employee on the basis of race, color, religion, sex, national origin, disability, military or veteran status, or any other Federal or State legally protected classes. The information collected by this application is solely to determine suitability for employment, verify identity, and maintain employment statistics on applicants.Applicants with disabilities may be entitled to reasonable accommodation under the Americans with Disabilities Act and certain state or local laws. A reasonable accommodation is a change in the way things are normally done which will ensure an equal employment opportunity without imposing undue hardship on Rich’s. Please contact Rich’s Associate Experience Network at if you need assistance completing this application or to otherwise participate in the application process.
Full Time
7/27/2025
Orchard Park, NY 14127
(26.4 miles)
MarshallsAt TJX Companies, every day brings new opportunities for growth, exploration, and achievement. You’ll be part of our vibrant team that embraces diversity, fosters collaboration, and prioritizes your development. Whether you’re working in our four global Home Offices, Distribution Centers or Retail Stores—TJ Maxx, Marshalls, Homegoods, Homesense, Sierra, Winners, and TK Maxx, you’ll find abundant opportunities to learn, thrive, and make an impact. Come join our TJX family—a Fortune 100 company and the world’s leading off-price retailer.Job Description:Opportunity: Grow Your CareerResponsible for executing receiving and merchandising standards while ensuring Associates are processing efficiently and effectively, and working as a team. Ensures an excellent customer experience by engaging and interacting with all customers, and maintaining a clean and organized store. Role models exceptional customer service.Creates a positive internal and external customer experiencePromotes a culture of honesty and integrity; maintains confidentialityOrchestrates truck delivery, prioritizing the processing of merchandise onto the sales floorTrains and mentors Associates on established merchandising and processing principlesEnsures merchandise is properly tagged, hung, secured, and codedCommunicates with the Coordinator on Duty to ensure efficient flow of goods to sales floorEnsures Associates complete tasks and activities according to store plan; prioritizes as neededMonitors productivity of team and coaches as necessaryOrganizes and rotates back stock for easy replenishmentMaintains and upholds merchandising philosophy and signage standardsMaintains all organizational, cleanliness and recovery standards for the backroom areaEnsures compliance with recycling and, where applicable, hazardous waste programsCommunicates accurately and effectively with management and Associates when setting and addressing priorities; provides progress updatesProvides and accepts recognition and constructive feedbackPartners with Management on Associate training needs to increase effectivenessEnsures adherence to all labor laws, policies, and proceduresPromotes credit and loyalty programsSupports and participates in store shrink reduction goals and programsPromotes safety awareness and maintains a safe environmentOther duties as assignedWho We’re Looking For: You.Able to work a flexible schedule, including nights and weekendsSuperior communication and organizational skills with attention to detailCapable of multi-taskingAble to respond appropriately to changes in direction or unexpected situationsTeam player, working effectively with peers and supervisorsCapable of lifting heavy objects with or without reasonable accommodationAble to train others1 year retail and 6 months of leadership experienceBenefits include: Associate discount; EAP; smoking cessation; bereavement; 401(k) Associate contributions; child care & cell phone discounts; pet & legal insurance; credit union; referral bonuses. Those who meet service or hours requirements are also eligible for: 401(k) match; medical/dental/vision; HSA; health care FSA; life insurance; short/long term disability; paid parental leave; paid holidays/vacation/sick; auto/home insurance discounts; scholarship program; adoption assistance. All benefits are provided in accordance with and subject to the terms of the applicable plan or program and may change from time to time. Contact your TJX representative for more information.In addition to our open door policy and supportive work environment, we also strive to provide a competitive salary and benefits package. TJX considers all applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, gender identity and expression, marital or military status, or based on any individual's status in any group or class protected by applicable federal, state, or local law. TJX also provides reasonable accommodations to qualified individuals with disabilities in accordance with the Americans with Disabilities Act and applicable state and local law.Applicants with arrest or conviction records will be considered for employment.Address:3415 Amelia DrLocation:USA Marshalls Store 1011 Orchard Park NYThis position has a starting pay range of $16.50 to $17.00 per hour. Actual starting pay is determined by a number of factors, including relevant skills, qualifications, and experience.
Full Time
8/1/2025
Toronto, ON M4W3E2
(44.9 miles)
Our PurposeMastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build asustainableeconomy where everyone can prosper. We support a wide range of digital payments choices, making transactionssecure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and SummaryManager, Product Management, Identity SolutionsMastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.Overview:The Identity Solutions team leads the development and delivery of innovative products that help partners identify their customers and enable simple and secure digital experiences for consumers in payments and beyond.A critical area within Identity Solutions is the Payment Verification team which develops global ecommerce identity risk insights and data sharing services to verify consumer identities, reduce payment fraud and increase conversion rates across the payments ecosystem, all leading to better customer experiences.The team is seeking a Manager of Product Management for transaction identity risk who will:• Scale best-in class identity risk insights for transactions • Create and steer the risk insights product roadmap in partnership with data science, engineering, product marketing, go-to-market, transaction fraud, regional partners to analyze customer feedback, define product requirements and prioritize projects• Drive projects by collaborating with customers and internal stakeholders to prioritize goals and timelines• Own the deliverables to increase value and adoption of identity risk insights, from project scoping to execution and final delivery, ensuring proper documentation, quality and adherence to Mastercard processes.• Drive development and enhancement of new and existing identity risk insights that power risk assessment services globally• Investigate and analyze insights performance to identify areas of improvement. • Define and monitor success metrics and KPIs of transaction identity risk insights to ensure high quality products• Raise internal and external adoption through product subject manager expertiseAll About You • 5+ years of Product Management experience with 2+ years of building risk products• Good understanding of payments fraud scenarios like account takeover, synthetic identities, and social engineering• Strong analytical skills and intuition; ability to write SQL queries and Python scripts is a plus• Enthusiasm for problem-solving • Strong collaboration skills and ability to build relationships• Strong written and verbal communication; can effectively articulate product decisions to technical and nontechnical stakeholders• Comfortable with ambiguity and resilient when tackling challengesMastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.Corporate Security ResponsibilityAll activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:Abide by Mastercard’s security policies and practices;Ensure the confidentiality and integrity of the information being accessed;Report any suspected information security violation or breach, andComplete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
Full Time
7/27/2025
Batavia, NY 14020
(38.0 miles)
MarshallsAt TJX Companies, every day brings new opportunities for growth, exploration, and achievement. You’ll be part of our vibrant team that embraces diversity, fosters collaboration, and prioritizes your development. Whether you’re working in our four global Home Offices, Distribution Centers or Retail Stores—TJ Maxx, Marshalls, Homegoods, Homesense, Sierra, Winners, and TK Maxx, you’ll find abundant opportunities to learn, thrive, and make an impact. Come join our TJX family—a Fortune 100 company and the world’s leading off-price retailer.Job Description:Opportunity: Grow Your CareerThe Key Carrier role is an elevated extension of the Coordinator role. Key Carriers alternate their role based on store needs, predominantly performing the role of Coordinator and occasionally acting as Key Carrier, taking on a leadership role in maintaining all aspects of the store. Key Carriers must have open availability, including nights and weekends. Role models exceptional customer service.Creates a positive internal and external customer experiencePromotes a culture of honesty and integrity; maintains confidentialityActs as Manager on Duty adhering to company policy and procedureEnsures store team performs tasks and activities in accordance with store plan; prioritizes as neededAddresses immediate customer service issues and provides appropriate coaching to AssociatesExercises discretion regarding customer service policies to satisfy customersMaintains accurate Associate coverage in service areas for a positive customer experienceEnsures Associates adhere to all operational proceduresEnsures opening/closing procedures are executed according to company guidelinesCommunicates accurately and effectively with management and Associates when setting and addressing priorities; provides progress updatesProvides and accepts recognition and constructive feedbackProvides feedback, recognition and coaching to AssociatesPartners with Management on Associate training needs to increase effectivenessEnsures adherence to all labor laws, policies, and proceduresPromotes credit and loyalty programsSupports and participates in shrink reduction goals and programsPromotes safety awareness and maintains a safe environmentOther duties as assignedWho We’re Looking For: You.Able to work a flexible schedule, including nights and weekendsTeam player, working effectively with peers and supervisorsAble to respond appropriately to changes in direction or unexpected situationsKnowledge of company standard software, systems, and proceduresKnowledge of merchandise flow in storesProven problem solving skillsAble to effectively coach, delegate, and follow-up on multiple people/tasksAble to act quickly under challenging circumstancesCapable of multi-taskingSuperior communication and organizational skills with attention to detail1 year retail, 6 months leadership experienceBenefits include: Associate discount; EAP; smoking cessation; bereavement; 401(k) Associate contributions; child care & cell phone discounts; pet & legal insurance; credit union; referral bonuses. Those who meet service or hours requirements are also eligible for: 401(k) match; medical/dental/vision; HSA; health care FSA; life insurance; short/long term disability; paid parental leave; paid holidays/vacation/sick; auto/home insurance discounts; scholarship program; adoption assistance. All benefits are provided in accordance with and subject to the terms of the applicable plan or program and may change from time to time. Contact your TJX representative for more information.In addition to our open door policy and supportive work environment, we also strive to provide a competitive salary and benefits package. TJX considers all applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, gender identity and expression, marital or military status, or based on any individual's status in any group or class protected by applicable federal, state, or local law. TJX also provides reasonable accommodations to qualified individuals with disabilities in accordance with the Americans with Disabilities Act and applicable state and local law.Applicants with arrest or conviction records will be considered for employment.Address:4200 Veterans Memorial DriveLocation:USA Marshalls Store 1254 Batavia NYThis position has a starting pay range of $17.50 to $18.00 per hour. Actual starting pay is determined by a number of factors, including relevant skills, qualifications, and experience.
Full Time
8/1/2025
Toronto, ON M4W3E2
(44.9 miles)
Our PurposeMastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build asustainableeconomy where everyone can prosper. We support a wide range of digital payments choices, making transactionssecure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and SummarySpecialist, Cardholder Services Product ManagementSpecialist, Product ManagementOverviewMastercard Loyalty Solutions provides a range of technology solutions and services to drive consumer engagement. As part of the Global Cardholder Services team, the Specialist will work across all functions of the Cardholder Services business. This important will be accountable for impactful communications, competitive intelligence, reporting and KPIs and supporting strategic initiatives. The successful candidate will partner with key stakeholders across global and regional Cardholder Services teams, Operational Excellence, Finance and Technology to gather, aggregate and disseminate relevant information. The ideal candidate is organized, flexible, energetic, eager to learn and highly motivated – and, fantastic communication skills are essential for success!Roles and Responsibilities• Contribute to the development of strategies and programs for regional and global clients by leveraging data and technology solutions to unlock value• Develop working relationship with internal stakeholders, and act as trusted and reliable partner who can act independently• Own KPIs across team, monitoring performance and reporting• Monitor competitive intelligence and progress against objecitves to ensure competitive differentiation• Lead team meetings, managing agendas and creating presentations• Independently identify issues in defined area of analysis, and structure and synthesize own analysis to highlight relevant findingsQualificationsAll About YouThe essential knowledge, skills, and experience for this position:• Strong PowerPoint skills, ability to develop compelling presentations is a must• Proactive, independent thinker, not afraid to ask questions, challenge status quo and seek solutions that balance multiple points of view.• Enthusiastic team member, eager to partner with stakeholders to gather information and ensure alignment• Expertise with reporting tools (Salesforce, Tableau, etc)• Highly effective communicator with excellent presentation skills• Proven track record working managing reports, KPIs, roadmaps, key deliverables• Passion for being a part of a team and collaboratingPreferred qualifications• Ability to identify problems, brainstorm and analyze answers, and implement the best solutions• Experience managing tasks or workstreams in a collaborative team environment with third parties• Relevant industry expertise• Develop compelling content, presentations about our benefits, product strategy and roadmap• Ensure that reporting systems are accurate and up to date (Salesforce, Tableau, etc)• Develop comprehensive monthly analysis of KPIs deriving insights and making recommendations, based on data from multiple sources• Ensure cadence of performance reviews with external providers is executed as planned, create template, and ensure they are filled and accurately reportedMastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.Corporate Security ResponsibilityAll activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:Abide by Mastercard’s security policies and practices;Ensure the confidentiality and integrity of the information being accessed;Report any suspected information security violation or breach, andComplete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
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