Commercial Lending Solutions Architect

Cognizant

San Leandro, CA Posted 8/13/2025 Full Time

About Cognizant Consulting

Cognizant Consulting is more than Cognizant’s consulting practicewe’re a global community of 6,000+ experts dedicated to helping clients reimagine their business. Blending our deep industry and technology advisory capability, we create innovative business solutions for Fortune 500 clients. And now, we’re looking for our next colleague who’ll join us in shaping the future of business. Could it be you

About the role

As a Solution Architect, you will define the current and target state architecture, drive design decisions, and collaborate with stakeholders across middleware, backend systems, and enterprise platforms to deliver a robust end-to-end solution. You will be a valued member of the Banking & Financial Services Consulting team and work collaboratively with stakeholders, technical teams, vendor partners and clients.

In this role, you will:

  • Define and document current state and target state architecture for the lending modernization program.

  • Lead solution design discussions with business and technology stakeholders.

  • Position architectural decisions and trade-offs with senior stakeholders.

  • Ensure seamless integration between source system and ACBS (target system), including middleware and backend systems.

  • Provide architectural oversight across the full delivery lifecycle.

We strive to provide flexibility wherever possible. Based on this role’s business requirements, this is a remote position open to qualified applicants in the United States. Regardless of your working arrangement, we are here to support a healthy work-life balance though our various wellbeing programs.

The working arrangements for this role are accurate as of the date of posting. This may change based on the project you’re engaged in, as well as business and client requirements. Rest assured; we will always be clear about role expectations.

What you must have to be considered

  • 7+ years of experience in IT architecture, with a strong focus on commercial lending platforms.

  • Proven expertise in ACBS implementation and integration, preferably within large-scale modernization programs.

  • Deep understanding of ACBS, and related financial systems.

  • Strong stakeholder management and communication skills.

  • Experience designing and integrating complex enterprise systems.

  • Up to 25% travel may be required.

These will help you succeed

  • Prior experience working with FIS products and teams.

  • Exposure to consulting environments or global financial institutions.

  • Familiarity with cloud-based architecture and digital transformation initiatives.

We're excited to meet people who share our mission and can make an impact in a variety of ways. Don't hesitate to apply, even if you only meet the minimum requirements listed. Think about your transferable experiences and unique skills that make you stand out as someone who can bring new and exciting things to this role.

Compensation

  • $110,000-$158,500

  • This position is eligible for Cognizant’s discretionary annual incentive program, based on performance and subject to the terms of Cognizant’s applicable plans

Benefits

  • Medical, dental, vision and life insurance

  • 401(k) plan and contributions

  • Employee stock purchase plan

  • Employee assistance program

  • 10 paid holidays plus PTO

  • Paid parental leave and fertility assistance

  • Learning and development certifications and programs

JOB LOCATION:
San Leandro, CA 94579

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