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HEBRON SAVINGS BANK
Hebron, MD 21830 • (36.6 miles) • Full Time • 9/5/2026
POSITION TITLE: Credit AnalystDEPARTMENT: Credit AdministrationACCOUNTABILITY: EVP, Chief Credit OfficerScope of Responsibility: The Credit Analyst position supports the Bank’s lending function and facilitates loan portfolio management objectives. This position performs highly technical credit and financial statement analysis utilized in underwriting new commercial loan requests, renewing open-end commercial lines of credit, and ongoing financial reviews for the Bank’s customer relationships.Duties & Responsibilities:Preparation of loan analyses for new credit requests, including spreading financial statements,completing or updating the various component of an HSB Loan Approval document, including Business and Management Background, Business and Personal Financial Analysis, Obligor Cash FlOpen House Lending Corporation
Ocean City, MD 21842 • (39.9 miles) • Full Time • 8/27/2026
We are seeking a motivated and experienced Mortgage Loan Originator (MLO) to join our team in our Ocean City, MD location. We have been lending in the area since 1997. Our core business is new construction lending (preferred lender), resale financing and refinancing. The ideal candidate will have a strong sales background in mortgage origination, familiar with the Eastern Shore of MD & DE,a current network of business, a great communicator, and the ability to manage an established book of business. This role offers a unique opportunity to work bothin the office and in the field, engaging with clients, general sales agents, real estate agents, and new construction builders. If you know the business like the back of your hand, have a good reputation and great work ethic, then we would like tVirginia Farm Bureau
Accomac, VA 23301 • (16.8 miles) • Full Time • 9/4/2026
POSITION TITLE: Insurance Sales Agent, Accomack County, VASTATUS: ExemptLOCATION:Accomack County office (with Travel to meet with existing and new clients)REPORTS TO: Agency ManagerCOMPENSATION RANGE:Average First-Year Total Compensation: $52,000 – $125,000 annually (inclusive of base salary)Base Salary: $37,000 – $52,000 annually (dependent upon location and established book of business)The figures above reflect real average first-year Agent earnings across our agency network. Total compensation which includes base salary, commissions, and performance-based earnings is driven by your individual effort, hustle, and the relationships you build with members. The ceiling? There isn't one. Virginia Farm Bureau Insurance offers unlimited earning potential for driven individuals who are ready toARES Corporation
Wallops Island, VA 23337 • (3 miles) • Full Time • 9/2/2026
About ARES CorporationARES Corporation is an employee-owned aerospace and engineering services company supporting critical national programs across NASA, and other Federal agencies. For more than 60 years, ARES has delivered innovative engineering, program management, safety and mission assurance, information technology, and mission operations support for complex and high-impact missions. ARES is the prime contractor for the Wallops Range Contract (WRC) supporting NASA Wallops Flight Facility. This contract delivers mission-critical range operations, engineering, maintenance, logistics, and sustainment services supporting orbital and suborbital launches, telemetry, radar, communications, and associated range infrastructure.Position OverviewARES is seeking a Senior Financial Analyst to suppI360technologies, Inc.
Deep Creek, VA • (16.7 miles) • Full Time • 8/24/2026
At i360technologies, we deliver business consulting and technology solutions that support the mission of federal agencies. i360 is seeking an O&M Tier 1 Lead to run centralized user and application support for the client's Oracle Federal Financials help desk, operated as a shared service serving multiple agencies and roughly 19,000 user accounts. This role leads the Tier 1 team, owns ticket quality and service levels, manages user account administration, and drives the recurring reporting the client relies on. This is a designated key personnel position.Key ResponsibilitiesLead the Tier 1 help desk team, serving as the central point of support for system issues, funds check errors, and transaction problems received through ServiceNow tickets, phone, email, and walk-ins.Oversee user accountDerrick Elzey - State Farm Agent
Salisbury, MD 21801 • (33.9 miles) • Full Time • 9/11/2026
Benefits:Continuous Personal Development OpportunitiesLicensing paid by agencyCompany partiesDental insuranceFree food & snacksHealth insurancePaid time offTraining & developmentBonus based on performanceROLE DESCRIPTION:As an Outbound Sales Account Representative for Derrick Elzey - State Farm Agent, you are vital to our daily business operations, growth and to the transformation of customer's lives through direct identification and implementation of a proper insurance plan. You grow our agency through meaningful customer relations and acting as a liaison between prospect needs and the products we offer. You improve the lives of our customers by proactively and consistently marketing relevant products and services. We operate with daily scoreboards, defined processes and direct coaching.Jeff Marshall - State Farm Agent
Princess Anne, MD 21853 • (23.7 miles) • Full Time • 9/10/2026
Benefits:Bonus based on performanceCompetitive salaryOpportunity for advancementPaid time offTraining & development Position Overview Are you outgoing? A self starter? Someone who knows what it takes to make success happen? If so, you may be a great fit in our firm. As a member of our agency team, you have an opportunity to experience first-hand what it takes to be on a high-producing, award-winning team. You will build and develop customer relationships within the community to promote State Farm products including auto, home and life insurance. This position will give you the building blocks to not just do a job, but build a career! Responsibilities Establish customer relationships and follow up with customers, as needed.Use a customer-focused, needs-based review process to educate customTHE FARMERS BANK OF WILLARDS
Salisbury, MD 21801 • (33.9 miles) • Full Time • 9/10/2026
The Assistant Branch Manager for The Farmers Bank of Willards is responsible for supporting the Branch Manager in the daily leadership, operational oversight, sales growth, and customer service functions of the branch. This role serves as a working leader who actively assists customers, coaches staff, ensures operational excellence, and promotes a culture of accountability, professionalism, and exceptional service.The Assistant Branch Manager acts as the Branch Manager's designee in their absence and plays a critical role in ensuring branch goals, compliance requirements, and customer experience standards are consistently achieved. This position combines leadership responsibilities with direct customer interaction and operational support. This role is expected to model the Bank's values whMotto Mortgage
Ocean City, MD • (41.7 miles) • Full Time • 9/5/2026
Join Motto Mortgage – Build Your Career with a Thriving Mortgage Team!Motto Mortgage is redefining the lending experience, empowering clients with top-tier mortgage solutions while offering professionals like you the opportunity to grow in a supportive and dynamic environment. We’re an innovative mortgage brokerage that simplifies the home-buying journey, providing the tools and connections you need to succeed in today’s fast-paced market.Why Motto Mortgage is the Place to Be:Endless Opportunities: Work with a steady pipeline of homebuyers in Delaware eager for expert guidance to secure their dream homes.Close More Loans: Our office is growing fast, providing you with the chance to help more clients and increase your earning potential.Collaborative Environment: Be part of a team that valueBurke & Herbert Bank & Trust
Salisbury, MD 21804 • (28.7 miles) • Full Time • 9/5/2026
It is the responsibility of the Mortgage Loan Officer to be able to handle all functions of originating a loan.Essential FunctionsReasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Origination RequirementsDevelop application sources through internal and external centers of influence including but not limited to: Burke & Herbert Bank branches, realtors, builders, stockbrokers, financial planners, attorneys, accountants and past customers.Develop new business from personal and nontraditional resources.Work independently.Complete 1003 Residential Loan Application.Collect all data and documents necessary to process the application. Assign loan number.In-put or upload application information into Loan Origination System, Encompass.SuGreg Butler - State Farm Agent
Pocomoke City, MD 21851 • (12.3 miles) • Full Time • 9/4/2026
Benefits:Life InsuranceBonus based on performanceCompetitive salaryHealth insurancePaid time offTraining & developmentROLE DESCRIPTION:Are you outgoing and customer-focused? Do you enjoy working with the public? If you answered yes to these questions, working for a State Farm independent contractor agent may be the career for you! State Farm agents market only State Farm insurance and financial service products. RESPONSIBILITIES:Assist customers with policy applications and renewals.Handle customer inquiries and provide timely responses.Maintain accurate records of customer interactions.Establish customer relationships and follow up with customers, as needed.Use a customer-focused, needs-based review process to educate customers about insurance options.Develop leads, schedule appointments,Hardwire LLC
Pocomoke City, MD 21851 • (12.3 miles) • Full Time • 9/2/2026
Accounting Assistant ISummaryWe are seeking an organized, detail-oriented Accounting Assistant with 2 to 5 years of relevant experience to join our growing finance team. In this role, you will balance foundational bookkeeping tasks with critical administrative support. You will work directly with our business team to maintain accurate financial records, handle vendor communication, and keep our office operations running smoothly.Key ResponsibilitiesProcess accounts payable, manage accounts receivable, and prepare bank deposits.Assist with reconciling bank statements, credit cards, and vendor accounts monthly to ensure ledger accuracy.Maintain digital and physical financial filing systems, manage mail, and order office supplies.Serve as the primary point of contact for billing inquiries, reAvery W Hall Insurance Agency
Salisbury, MD 21801 • (33.9 miles) • Full Time • 9/2/2026
Description: Title: Insurance Sales ProfessionalLocation: Any Avery Hall Insurance Office LocationType: Full TimeWhat We’re Looking for:We encourage confident communicators with a passion for finding solutions and closing deals to join Avery Hall Insurance as an Insurance Sales Professional (Producer). We’ll match your drive and ambition with expert training, a supportive team, and a wide range of insurance solutions to offer your clients.In this role, you’ll build relationships, identify opportunities, and deliver customized insurance programs that protect what matters most to individuals and businesses. Whether you’re an experienced sales pro or looking to grow your career in a dynamic industry, we’ll equip you with the tools and support to succeed.What You’ll Be Doing:Connect with new cAnthony DiPietro - State Farm Agent
Salisbury, MD 21804 • (28.7 miles) • Full Time • 8/28/2026
Position Overview Are you outgoing and customer-focused? Do you enjoy working with the public? If you answered yes to these questions, working for a State Farm independent contractor agent may be the career for you! State Farm agents market only State Farm insurance and financial service products. Responsibilities Establish customer relationships and follow up with customers, as needed.Use a customer-focused, needs-based review process to educate customers about insurance options.Develop leads, schedule appointments, identify customer needs, and market appropriate products and services.As an Agent Team Member, you will receive... 401KHourly pay plus commission/bonusHealth benefitsPaid time off (vacation and personal/sick days)Growth potential/Opportunity for advancement within my agencyReqPT&C Group LLC
Salisbury, MD 21801 • (33.9 miles) • Full Time • 8/25/2026
Description: Due to continuing growth, we are seeking a Tax Advisor to join our team. The Tax Advisor is a key part of our team – you will be a part of tax preparation, compliance, and advising clients on tax planning. Building long-lasting client relationships is our goal by providing the highest level of service and oversight to the people we work for. Our teams are collaborative and friendly, and we offer a great work/life balance.Who we are:Platform Accounting Group is a rapidly growing professional services firm providing tax, accounting, assurance, IT consulting, and wealth management services to small and medium sized businesses and their owners. We currently have 50+ offices in 15 States with much more growth on the horizon. We fully understand that every employee has different neeEastern Shore Physical Therapy
Brunswick, MD 21811 • (32.8 miles) • Full Time • 8/24/2026
Benefits:401(k) matchingCompetitive salaryDental insuranceFree uniformsHealth insurancePaid time offVision insurance This position requires a detail oriented individual that is able to handle a fast paced office environment. Must have prior knowledge of dealing with health insurance authorizations/verifications. Duties include reviewing daily notes prior to being sent to Billing Company, patient insurance authorizations/verfications and review benefits with patients, review reports, calculate weekly metrics, and lead weekly meetings. If this sounds like something you are interested in we would be happy to talk with you. Just apply via email from this site.Becker Morgan
Salisbury, MD 21801 • (33.9 miles) • Full Time • 8/24/2026
Senior Accounting SpecialistBasic Function: The Accounts Payable & Cash Receipts Specialist is responsible for the accurate and timely processing of accounts payable transactions and daily cash receipts activities. This position reports to the Controller and supports the accounting department by ensuring vendor payments, employee reimbursements, customer payments, and related accounting records are processed in accordance with company policies and accounting procedures. The role requires strong diligence, organizational skills, confidentiality, and the ability to work collaboratively across departments.Essential Duties/Responsibilities included but not limited to:Accounts PayableProcess vendor invoices accurately and timely, including coding and entry into the accounting system.Oversee theTom Prunty - State Farm Agent
Salisbury, MD 21801 • (33.9 miles) • Full Time • 8/22/2026
Benefits:Simple IRALicense reimbursementOpportunity for advancementPaid time offTraining & developmentBonus based on performanceCompetitive salaryFlexible scheduleABOUT OUR AGENCY: I opened my agency in 2012 and currently lead a team of eight. Before becoming a State Farm agent, I spent 23 years as Vice President of a packaging, trucking, and warehousing company, bringing decades of leadership and business experience into agency ownership. I'm a graduate of West Virginia University, have been married for more than 36 years, and am a proud parent of four. Outside of work, I enjoy golfing, fishing, and horseback riding. Giving back is important to our agency, and we proudly support organizations including the Salvation Army and Habitat for Humanity. Our agency offers a Simple IRA, 18 paid daBay Area Receivables Inc
Salisbury, MD 21804 • (28.7 miles) • Full Time • 8/20/2026
Benefits:401(k)Benefits/PerksCompetitive Compensation - CommissionsGreat Work EnvironmentCareer Advancement OpportunitiesJob Summary We are seeking a Bill and Account Collector to join our team! As a Bill and Account Collector, you will be making phone calls to customers with outstanding debts, discussing their options for repayment, and finding a common ground so that every party is happy with the outcome. You will also be maintaining records of communications with customers and processing incoming payments. The ideal candidate has exceptional customer service skills, strong computer skills, and comfortability working in a fast-paced environment. ResponsibilitiesContact customers to discuss their accounts and outstanding balancesDiscuss the reason for the debts with the customer, and helpKeller Brothers
Salisbury, MD 21801 • (33.9 miles) • Full Time • 8/19/2026
POSITION SUMMARYThe Estimator is responsible for planning, directing, and coordinating, daily construction management activities. This position functions from the main office; and will require site visits.ESSENTIAL DUTIES AND RESPONSIBILITIESResponsible for understanding and completing projects from bid through review of plans and specifications in their entirety which include site visits and pre-bid meetings, as applicable.Responsible for interpreting bid documents and creating spreadsheet(s) that summarizes the scope of work completely. Required for generating and tracking RFI questions, reviewing, and processing agenda.Prepare takeoffs as necessary based on nature of project and anticipated Trade Coverage.Manage minority business goals, wage scale requirements, bid alternates, unit pricJoshua Bailey - State Farm Agent
Laurel, DE 19956 • (44.6 miles) • Full Time • 8/18/2026
Benefits:License ReimbursementBonus based on performanceCompetitive salaryFlexible scheduleHealth insuranceOpportunity for advancementPaid time offTraining & developmentROLE DESCRIPTION:As Account Representative - State Farm Agent Team Member for Joshua Bailey - State Farm Agent, you are vital to our daily business operations and customers’ success. You grow our agency through meaningful customer relations and acting as a liaison between customer needs and agency departments. You improve the lives of our customers by proactively marketing relevant products and services. Grow your career as you better your community. As an attentive, sociable, and sales-minded professional, we are eager to have you on our team. RESPONSIBILITIES:Provide information about insurance products and services.AssisChesapeake Utilities Corporation
Salisbury, MD 21804 • (28.7 miles) • Full Time • 8/18/2026
Opportunity-Energy Logistics Analyst IILocation-Hybrid Within Service Territory 2-3 days in office each weekWhat makes us greatAt the heart of our Company is a dedication to delivering energy that drives progress. We put people first, work to keep them safe and build trusting relationships.What you’ll be working on Forecast natural gas demand.Develop and manage supply & storage procurement strategies .Suggest changes to the Sarbanes-Oxley (SOX) control narratives as needed to address new control deficiencies.Prepare work papers, produce documents, and reports for regulatory filings, rate cases and other reporting obligations Evaluate capacity holdings.Invoice reconciliations.Investigate data variances and propose solutions.Communicate with internal and external stakeholders.Manage 3rd partBilly Reese - State Farm Agent
Selbyville, DE 19975 • (43.1 miles) • Full Time • 8/18/2026
Benefits:Licensing paid by agency401(k)Bonus based on performanceCompetitive salaryFlexible scheduleHealth insuranceOpportunity for advancementPaid time offTraining & developmentROLE DESCRIPTION:As Account Representative - State Farm Agent Team Member for Billy Reese - State Farm Agent, you are vital to our daily business operations and customers’ success. You grow our agency through meaningful customer relations and acting as a liaison between customer needs and agency departments. You improve the lives of our customers by proactively marketing relevant products and services. Grow your career as you better your community. As an attentive, sociable, and sales-minded professional, we are eager to have you on our team. RESPONSIBILITIES:Provide information about insurance products and serviceAvery W Hall Insurance Agency
Salisbury, MD 21801 • (33.9 miles) • Full Time • 9/1/2026
Description: Title: Claims CoordinatorReports to: Claims ManagerEmployment Status: Full TimeFLSA Status: Non-Exempt Position SummaryThe Claims Coordinator supports clients, policyholders, account managers, executives, and insurance carriers throughout the claims process. This role reports, monitors, and follows up on claims; gathers and documents information related to accidents or damages; completes claim loss notices; and submits claims to insurance carriers. The Claims Coordinator also helps track claim activity, collects updates from adjusters and appraisers, and works with carrier representatives to support timely claim resolution. In addition, this position helps ensure claim processing workflows are accurate, current, and consistently followed, while meeting the Agency’s establishedDerrick Elzey - State Farm Agent
Salisbury, MD 21801 • (33.9 miles) • Full Time • 8/26/2026
Benefits:Company partiesFree food & snacksOpportunity for advancementTraining & development Position Overview: Part-Time Customer Service RepresentativeState Farm Insurance Agent located in Berlin, MD is seeking an outgoing, career-oriented professional to join their team. ROLE DESCRIPTION: As a Customer Service Representative - State Farm Agent Team Member with Derrick Elzey - State Farm Agent, you will generate the kind of exceptional customer experiences that reinforce the growth of a successful insurance agency. Your attention to detail, customer service skills, and desire to help people make you a fit. You will enhance your career while resolving customer inquiries, coordinating with other agency team members, and anticipating the needs of the community members you support. ResponsibiAnthony DiPietro - State Farm Agent
Salisbury, MD 21804 • (28.7 miles) • Full Time • 8/25/2026
Benefits:401(k)401(k) matchingCompetitive salaryPaid time offTraining & development Position Overview Are you outgoing and customer-focused? Do you enjoy working with the public? If you answered yes to these questions, working for a State Farm independent contractor agent may be the career for you! State Farm agents market only State Farm insurance and financial service products. Responsibilities Establish customer relationships and follow up with customers, as needed.Use a customer-focused, needs-based review process to educate customers about insurance options.Develop leads, schedule appointments, identify customer needs, and market appropriate products and services.As an Agent Team Member, you will receive... 401KSalary plus commission/bonusHealth benefitsPaid time off (vacation and perBurke & Herbert Bank & Trust
Salisbury, MD 21804 • (28.7 miles) • Full Time • 8/22/2026
Job Description Edit English (US) Job Posting TitleCustomer Service Teller Job Description JOB DESCRIPTIONSummary/ObjectiveUnder the direction of the Branch Management, performs a variety of duties related to all phases of teller work, including proper receiving and handling of deposits, checks and payments; cross-sells to customers. Supports the brand promise.Essential FunctionsReceives and handles deposits of all types, ensuring the proper endorsement on negotiable instruments within these deposits.Adheres at all times to the “check cashing policy” and “limitation of authority policy” as indicated in Reg CC.Issues cashiers’ checks and redeems Savings Bonds.Reconciles cash and transactions each day to within the “teller difference standards” and reports results through submission of tellTHE FARMERS BANK OF WILLARDS
Willards, MD 21874 • (34.9 miles) • Full Time • 8/21/2026
Job Title: Loan Coordinator ILocation: Willards, MarylandReports To: Senior Vice President, Chief Credit OfficerPosition Type: Full-TimeJob Summary:The Loan Coordinator I coordinates the processing of commercial, consumer, agricultural, residential, and specialty loans from application through closing. This position prepares and reviews loan documentation, ensures compliance with bank policies and regulatory requirements, supports lenders and borrowers throughout the loan process, and works closely with third-party providers to deliver accurate, timely, and exceptional customer service.Key Responsibilities:Loan Processing & Documentation:Coordinate the processing of commercial, consumer, agricultural, residential, and specialty loan requests from application through closing.Work directly wDerrick Elzey - State Farm Agent
Salisbury, MD 21801 • (33.9 miles) • Full Time • 9/14/2026
Benefits:Bonus based on performanceDental insuranceHealth insurancePaid time offTraining & developmentYou May Be a Great Fit as a Customer Retention Specialist at Derrick Elzey - State Farm Agent if:You’re the person people call first when life goes sideways - calm, steady, and ready to help.You genuinely care about your community and are dedicated to providing excellent service that makes a positive impact on the people around you.You’re a natural relationship-builder who earns trust quickly and keeps it.You listen first, then guide, making customers feel understood while confidently recommending solutions.You’re compassionate under pressure and can guide someone through their worst day with clarity and empathy.Location Address: Berlin, MD 21801 At Derrick Elzey - State Farm Agent, we’reAvery W Hall Insurance Agency
Salisbury, MD 21801 • (33.9 miles) • Full Time • 9/9/2026
Description: Commercial Lines Account ManagerFull-Time | Non-ExemptWe are seeking an experienced Commercial Lines Account Manager to support our Commercial Lines team by providing high-level client service, managing policy activity, and coordinating with producers and carriers. This role requires strong attention to detail, effective communication skills, and the ability to manage multiple priorities in a fast-paced environment.ResponsibilitiesManage accounts, which can consist of processing renewal applications, endorsements, audits, and cancellations.Remarket renewals Analyze client needs, prepare quotes, review coverage options, and support producers.Communicate directly with clients, carriers, and vendors to ensure timely and accurate handling of all service matters.Invoice agency billBurke & Herbert Bank & Trust
Salisbury, MD 21804 • (28.7 miles) • Full Time • 8/22/2026
Universal BankerCLASSIFICATIONNon-exemptREPORTS TOCommunity Bank ManagerJOB DESCRIPTIONSummary/ObjectiveUnder the direction of bank management, performs a wide variety of duties between the teller line and the customer service desk. This includes opening and closing accounts, performing routine banking transactions, and other duties.Essential FunctionsReasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Universal Banker will rotate between the teller line and the customer service desk.Universal Bankers provide superior customer service experience, based on all Service Beyond Expectations-Begins With Me pillars.Perform routine banking transactions such as deposits, checks, payments, cash orders, coin processing, issuing official chBurke & Herbert Bank & Trust
Salisbury, MD 21801 • (33.9 miles) • Full Time • 8/22/2026
JOB DESCRIPTIONSummary/ObjectiveThe Portfolio Manager will support Commercial Banking Executives in the origination of new loans and management of credit portfolio. This role will work closely with the origination team and credit risk management in structuring transactions, reviewing and analyzing financial statements, conducting due diligence, assessing credit risk, preparing deal screen presentations, and monitoring and managing the credit portfolio.Essential Functions:Determine borrowing customer’s needs and develop appropriate loan structure in collaboration with Commercial Banking Executives.Request, Review and Spread company/guarantor financial information.Complete thorough, accurate, and in-depth analysis of new credit requests in a timely manner.Maintain good working knowledge of tBurke & Herbert Bank & Trust
Salisbury, MD 21801 • (33.9 miles) • Full Time • 9/11/2026
The Financial Advisor is a client-facing representative of Burke & Herbert Wealth Management who will assist customers with investment and financial planning needs. This is a licensed position (FINRA Series 7 and 66, or equivalent, and VA L&H), which requires the ability to execute investment transactions.Essential FunctionsReasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Cultivate and grow financial planning relationships for Burke & Herbert Bank customers.Develop relationships with new clients to help add to the Bank’s growth.Meet with current and potential clients to understand their financial goals and risk tolerance in order to develop a comprehensive and tailored financial plan.Promptly and accurately execute investmentBurke & Herbert Bank & Trust
Laurel, DE 19956 • (44.6 miles) • Full Time • 8/18/2026
CLASSIFICATION:Non-exemptREPORTS TO:Community Bank ManagerJOB DESCRIPTIONSummary/ObjectiveUnder the direction of the Branch Management, performs a variety of duties related to all phases of teller work, including proper receiving and handling of deposits, checks and payments; cross-sells to customers. Supports the brand promise. As a Floater position, employee must be flexible in scheduling and willing to travel from branch to branch as needed.Essential FunctionsReasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Must be able and willing to work in any branch in the local footprint in order ensure coverage when other employees are on vacation or positions are vacant for other reasons. Although the schedule is typically made in ad